Your Dentist in Albuquerque Discusses Dental Insurance
Dr. Monica Boehmer believes that truly exceptional dental care should not be just for the wealthy. We know that cost is sometimes a concern, and we want quality dentistry to be accessible to all patients. For this reason, Dr. Boehmer and her team will work with you to verify your dental insurance benefits so you know what to expect. Here are some of the ins and outs of dental insurance that patients should understand.
Understanding Dental Networks
Most plans have a network of providers that they encourage their patients to utilize, and this is because network providers agree to a negotiated set rate for their fees, whereas an out-of-network provider sets their own rates. The set rate means that you’ll typically have a higher percentage of coverage with in-network providers, which means less money out of pocket for you.
Dr. Boehmer is in network with these dental plans:
- Delta Dental Premier Plan
- United Concordia Assurant
If Dr. Boehmer is not in network with your plan, it doesn’t mean that you can’t choose her as your dentist. It simply means that your percentage of coverage may be different. We’ll always be sure that you’re clear about any out-of-pocket expense before beginning treatment.
We understand that dental insurance may be confusing and difficult to understand, and our knowledgeable staff is well-trained and here to help you maximize your benefits. You can call us at any time with questions you have about your coverage or your out-of-pocket responsibility.
Dental Insurance Basics
Most dental plans run on a calendar year, meaning that they renew in January and end in December. There is typically a yearly deductible to be met and a maximum amount that they will pay each year for treatment procedures.
Unlike medical plans, which pay when you have an illness or serious treatment need, dental plans focus on prevention, which is why preventive care is typically covered at 100%. Treatment procedures are usually covered at a percentage, and the remaining balance is your responsibility.
Dr. Boehmer hopes to help you prevent many dental issues from occurring in the first place with regular cleaning and checkup appointments every six months. Because your dental benefits don’t roll over into next year and preventive appointments are usually provided at no expense to you, it makes sense to protect your oral health by seeing Dr. Boehmer every six months for your routine procedures.
It’s Our Pleasure to Serve You!
Dr. Boehmer and her team pride themselves on offering extraordinary customer service with the hope that every visit will exceed your expectations. We want to ensure that you get the dental care you need and deserve by helping you utilize your benefits. This is just another way we take care of our patients.
If you have questions about your benefits or the treatment you need, we encourage you to contact our office to learn more about how we can help you.